Family Health Protector Policy offers a protection cover for you and your family for any injury or disease related contingencies like hospitalization, medical expenses etc.
Title |
Description |
Additional Cover for Critical Illness |
Optional |
Ambulance Expenses |
Up to 0.75% of sum insured, Max 2500 |
Co-Payment |
up to 20% in case of second and subsequent claims are there |
Daily Hospitalization Allowance |
Up to 0.15%, Max 1000 |
Day Care Procedure Coverage |
121 procedures covered |
Free Health Checkup |
Up to 1% of sum insured, payable once after 4 consecutive claim free years |
ICU Daily Rent Limit |
Up to 2.5% of sum insured |
Medical Screening |
Above age 45 years |
Minimum Hospitalization Period |
24 hrs |
No Claim Bonus |
Up to 5% of sum insured, Max 50% |
Non-Allopathic Treatments |
Covered, up to sum insured |
Post Hospitalization Expenses |
60 days |
Pre-Existing Disease / Illness coverage |
After 48 months of continuous coverage |
Pre-Hospitalization Expenses |
45 days |
Room Rent Limit |
Up to 1.5% of sum insured |
Waiting Period for New Policy |
30 days |