Swasthya Kavach Family Health Insurance is a family health insurance plan which is designed to cover medical treatment, hospitalization, surgery and organ transplant expenses in case of an illness or accident.
Title |
Description |
Room Rent Limit |
Up to 1% of sum insured |
ICU Daily Rent Limit |
Up to 2% of sum insured |
Pre-Hospitalization Expenses |
30 days |
Post Hospitalization Expenses |
30 days, 7% of hospitalisation expenses Max 7500 |
Minimum Hospitalization Period |
24 hrs |
Day Care Procedure Coverage |
121 procedures covered |
Pre-Existing Disease / Illness coverage |
After 48 months of continuous coverage |
Waiting Period for New Policy |
30 days |
Medical Screening |
Above age 45 years |
Ambulance Expenses |
Up to 750 |
Daily Hospitalization Allowance |
150 |
Donor Expenses |
Covered |
No Claim Bonus |
Up to 5% of sum insured, Max 50% |