ICICI Lombard Arogya Sanjeevani is standard health insurance product.
Title |
Description |
Ambulance Expenses |
Expenses incurred on road ambulance subject to a maximum of `2,000 per hospitalisation. |
Co-Payment |
Each and every claim under the policy shall be subject to Co - payment of 5% |
Day Care Procedure Coverage |
All day care treatments covered |
ICU Daily Rent Limit |
up to 5% of sum insured subject to maximum of Rs.10,000/- per day. |
Medical Screening |
For insured above the age of 45 or for SI of Rs 5 Lakh |
Minimum Hospitalization Period |
24 hours |
No Claim Bonus |
5% for each claim free policy year subject to a maximum of 50% of sum insured. |
Non-Allopathic Treatments |
Covered |
Post Hospitalization Expenses |
60 days |
Pre-Existing Disease / Illness coverage |
Covered after 48 months of continuous coverage |
Pre-Hospitalization Expenses |
30 days |
Room Rent Limit |
up to 2% of the sum insured subject to maximum of Rs.5000/- per day. |
Waiting Period for New Policy |
30 days |