A Complete Health Insurance Plan Which Cover hospital expenses and other costs incurred.
Title |
Description |
Room Rent Limit |
No Room Rent Restrictions |
Pre-Hospitalization Expenses |
30 days |
Post Hospitalization Expenses |
60 days |
Minimum Hospitalization Period |
24 hours |
Additional Cover for Critical Illness |
Critical illness ( 50% of SI) |
Automatic Restoration of Sum Insured |
Reset Benefit (up to Sum Insured) |
Pre-Existing Disease / Illness coverage |
After 2 years |
Waiting Period for New Policy |
2 years |
Co-Payment |
No co-payment |
Ambulance Expenses |
Domestic Road Emergency Ambulance cover (Rs 1,500 per hospitalisation) |
Non-Allopathic Treatments |
In Patient AYUSH (up to Sum Insured) |
New Born Baby Cover |
Rs 1,00,000 |
Daily Hospitalization Allowance |
Hospital Daily Cash ( Rs 3,000/day) + Convalescence Benefit ( flat Rs 10,000) |
Donor Expenses |
Donor expenses( upto Rs 50,000 per member) |
Nursing Allowance |
Nursing at Home( Rs 3,000/day per member up to max. of 15 days) |