my:health Suraksha is a delight for individual & families looking for the right health cover.
Title |
Description |
Room Rent Limit |
No Limit |
ICU Daily Rent Limit |
No Limit |
Pre-Hospitalization Expenses |
60 days prior to hospitalisation. |
Post Hospitalization Expenses |
180 days after discharge from hospital. |
Minimum Hospitalization Period |
24 hours |
Day Care Procedure Coverage |
586 day care procedures. |
Additional Cover for Critical Illness |
Optional my:Health Critical Illness Add on |
Automatic Restoration of Sum Insured |
Available In the form of rebound. |
Pre-Existing Disease / Illness coverage |
36 months shall apply for all Pre-existing Conditions. |
Waiting Period for New Policy |
First 30 Days from Policy Inception. |
Medical Screening |
For Insured above the age of 45 or SI above RS 25 Lakh |
Free Health Checkup |
Every year, at our Network Service Provider irrespective of Claims made under the Policy. |
Ambulance Expenses |
SI 3L to 5 L - Rs. 2000, SI 7.5 Lto 15 L - 3500, SI 20 L to 50 L - 3,500 Above 50 L - 15,000.Air Ambulance Covered up to 2 lacs under Gold Smart Plan, up to 5 Lacs Under Platinum Smart Plan |
Non-Allopathic Treatments |
Covered with no restriction |
New Born Baby Cover |
Optional: Upto Parent Care Sum Insured |
Donor Expenses |
The organ harvesting expenses incurred to the donor in case the insured has to undergo organ transplant are covered |
No Claim Bonus |
For Silver Smart and Gold Smart 10% at each claim free yr, max 100% and for Platinum Smart25% at each claim
free yr, max 200% |