HDFC ERGO Health Suraksha health insurance plan covers in-patient treatments, pre-hospitalization expenses, 144 day-care procedures, domiciliary treatments and many such expenses incurred during treatment.
Title |
Description |
Room Rent Limit |
No Sub-limits on any disease, room rent, hospital charges and doctor fees |
ICU Daily Rent Limit |
No Sub Limits |
Pre-Hospitalization Expenses |
60 days |
Post Hospitalization Expenses |
90 days |
Day Care Procedure Coverage |
144 procedures covered. |
Waiting Period for New Policy |
30 Days |
Medical Screening |
No Medical Check-up upto 45 years |
Non-Allopathic Treatments |
Pays for medical expenses for in-patient treatment taken under Ayurveda, Unani, Sidha or Homeopathy |
Donor Expenses |
Pays for medical expenses for an organ donor's treatment in the event of organ transplantation |
Nursing Allowance |
Covered |
No Claim Bonus |
5% bonus on Sum Insured for every claim-free year |