This is is a basic health insurance policy which covers medical expenses incurred by a person due to any illness, injury or accident
Title |
Description |
Additional Cover for Critical Illness |
Up to 100% of basic sum insured, Max 1000000 |
Ambulance Expenses |
Up to 2000 |
Attendant Allowance |
Upto Rs. 24000 (As per the plan opted) |
Daily Hospitalization Allowance |
Covered |
Day Care Procedure Coverage |
All procedures covered |
Donor Expenses |
Covered |
Free Health Checkup |
Up to 1% of sum insured per insured person, After 4 claim free years (As per the plan opted) |
ICU Daily Rent Limit |
Medical Expenses |
Minimum Hospitalization Period |
24 Hrs |
New Born Baby Cover |
On Payment of Additional Premium. |
No Claim Bonus |
Up to 10% per claim free year, Max 100% |
Non-Allopathic Treatments |
Covered |
Nursing Allowance |
Covered |
Post Hospitalization Expenses |
90 days |
Pre-Existing Disease / Illness coverage |
After36 months, 24 months for specific diseases |
Pre-Hospitalization Expenses |
60 days |
Room Rent Limit |
Medical Expenses |
Waiting Period for New Policy |
30 days |