Optima Plus offers to cover you for higher hospitalization expenditures at nominal premium. It is the only plan in India that offers an option to convert to a fully-fledged nil deductible health insurance plan on retirement
Title |
Description |
Ambulance Expenses |
Up to 2000 per hospitalisation |
Day Care Procedure Coverage |
140 procedures covered |
Donor Expenses |
Covered |
ICU Daily Rent Limit |
No Limit |
Minimum Hospitalization Period |
24 Hrs |
Post Hospitalization Expenses |
90 Days |
Pre-Existing Disease / Illness coverage |
After 24 months for specific diseases or pre-existing conditions |
Pre-Hospitalization Expenses |
60 days |
Room Rent Limit |
No Limit |
Waiting Period for New Policy |
30 days |