Optima Senior plan is a Health insurance plan which offers comprehensive health coverage exclusively to senior citizens
Title |
Description |
Room Rent Limit |
No Limit |
ICU Daily Rent Limit |
No Limit |
Pre-Hospitalization Expenses |
30 days |
Post Hospitalization Expenses |
60 Days |
Minimum Hospitalization Period |
24 Hrs |
Day Care Procedure Coverage |
140 procedures covered |
Pre-Existing Disease / Illness coverage |
After36 months, 24 months for specific diseases |
Waiting Period for New Policy |
30 days |
Co-Payment |
Max 30% depending on accommodation & illness |
Free Health Checkup |
Up to 50% of the total cost |
Ambulance Expenses |
Up to 2000 per hospitalisation |
Donor Expenses |
Covered |
No Claim Discount |
Up to 5% non-cumulative discount |