Chola Tax Plus Healthline Insurance Policy is meant for providing medical insurance coverage for both hospitalisation and non-hospitalisation (including OPD) expenses. This policy can be issued for individuals and families on floater sum insured basis.
Title |
Description |
Ambulance Expenses |
Upto Rs.3000 per hospitalisation |
Attendant Allowance |
Not Payable - Part of Room Charges |
Co-Payment |
50% co-pay applicable for Knee and Joint replacement surgery |
Day Care Procedure Coverage |
Covered |
Donor Expenses |
covered |
ICU Daily Rent Limit |
2% of SI Per day
|
Medical Screening |
For persons upto 55 years of age, no medical tests are required. |
Minimum Hospitalization Period |
24 hours |
No Claim Bonus |
5% of Sum Insured every claim free year subject to maximum of 50% of Sum Insured |
Non-Allopathic Treatments |
Treatments under Allopathy or any other system of Indian medicine (other than naturopathy) are covered. |
Post Hospitalization Expenses |
Up to 90 days, Maximum 10 % of Claim and up to Rs. 50,000
|
Pre-Hospitalization Expenses |
Up to 60 days, Maximum 5% of Claim
|
Room Rent Limit |
1% of Sum Insured (SI) Per day |
Waiting Period for New Policy |
4 years |