Chola Classic Health – Family Floater provides cover against medical expenses for families on floater sum insured
basis
Title |
Description |
Ambulance Expenses |
Covered upto Rs.1000 |
Daily Hospitalization Allowance |
Plan A: Rs. 500 / day Max 14 days, Plan B: Rs. 400 / day Max 10 days, Plan C: Rs. 300 / day Max 7 days, Plan D: Rs. 200 / day Max 7 days, Plan E: NA |
Day Care Procedure Coverage |
Covered |
Donor Expenses |
Covers Organ transplantation including the treatment costs of the donor but excluding
the costs of the organ |
ICU Daily Rent Limit |
Covered |
Medical Screening |
Where proposers &/eligible dependants are aged above 45 years, medical examination report will be required along with the proposal form |
Minimum Hospitalization Period |
24 hours |
No Claim Bonus |
5% of Sum Insured every claim free year subject to maximum of 50% of Sum Insured. Cumulative bonus Reduction of 5% of Sum Insured in case of claim |
Non-Allopathic Treatments |
100% of SI |
Post Hospitalization Expenses |
90 Days |
Pre-Existing Disease / Illness coverage |
Covered after 48 months |
Pre-Hospitalization Expenses |
60 Days |
Room Rent Limit |
Plan A:Upto Rs.3000/ day, Plan B: Upto Rs.2500/ day, Plan C: Upto Rs.2000/ day, Plan D: Upto Rs.1500/ day, Plan E: Upto Rs.1000/ day |
Waiting Period for New Policy |
30 days |