Chola Classic Health - Individual provides cover against medical expenses for families on individual sum insured
basis.
Title |
Description |
Room Rent Limit |
Covered Single room |
ICU Daily Rent Limit |
Covered |
Pre-Hospitalization Expenses |
60 days |
Post Hospitalization Expenses |
90 days |
Minimum Hospitalization Period |
24 hours |
Day Care Procedure Coverage |
Covered |
Pre-Existing Disease / Illness coverage |
Covered After 48 months of continuous coverage |
Waiting Period for New Policy |
30 days |
Medical Screening |
Where proposers &/eligible dependants are aged above 45 years, medical examination report will be required along with the proposal form |
Free Health Checkup |
All insured persons under this policy will be eligible for a General Health and Eye Check Up upto limits. If benefit not claimed it can get accumulated for max 3 years |
Ambulance Expenses |
Under Plan A,b,C,D Rs.2000. Under Plan E,F,G,H,I Rs.1000 |
Non-Allopathic Treatments |
100% of SI |
Daily Hospitalization Allowance |
Available on payment of additional premium |
Donor Expenses |
Organ transplantation including the treatment costs of the donor but excluding the costs of the organ |
No Claim Bonus |
5% of the expiring policy Sum Insured. Max 50%. Reduction Of Cumulative Bonus by 5% in case of claim |