A simple, easy to understand health insurance plan that provides coverage for Health expenditure .
Title |
Description |
Ambulance Expenses |
INR 2000/- per hospitalisation |
Co-Payment |
5% co pay on all claims |
Day Care Procedure Coverage |
All Day Care Treatments covered |
ICU Daily Rent Limit |
5% of the sum insured subject to maximum of Rs.10,000/-, per day. |
Medical Screening |
No Medical tests upto 45 years |
Minimum Hospitalization Period |
24 hours |
No Claim Bonus |
5%for each claim free year, Max 50% |
Non-Allopathic Treatments |
Covered |
Nursing Allowance |
2% of the sum insured subject to maximum of Rs.5000/-, per day. |
Post Hospitalization Expenses |
60 days
|
Pre-Existing Disease / Illness coverage |
Covered after 48 months of continuous coverage under this policy |
Pre-Hospitalization Expenses |
30 days |
Room Rent Limit |
2% of the sum insured subject to maximum of Rs.5000/-, per day. |
Waiting Period for New Policy |
30 days |