Bajaj Allianzs Health Ensure Policy comes with new comprehensive benefits at competitive premiums and is a perfect
product to care of medical expenses for Individual and family in case of unfortunate event of hospitalisation for illness/
injury.
Title |
Description |
Room Rent Limit |
Maximum of 1%of Sum Insured per day or up to Rs. 5000/-, whichever is lower. |
ICU Daily Rent Limit |
Maximum of 2% of Sum Insured per day or up to Rs. 10000/-, whichever is lower |
Pre-Hospitalization Expenses |
30 days immediately before hospitalisation. |
Post Hospitalization Expenses |
60 days immediately after discharge post hospitalisation. |
Minimum Hospitalization Period |
24 hours |
Day Care Procedure Coverage |
Covered |
Pre-Existing Disease / Illness coverage |
24 months from your first Health Policy. |
Waiting Period for New Policy |
First 30 days from the commencement of the policy. |
Co-Payment |
Policyholders paying Zone A premium rates can avail treatment allover India without any co-payment. But, those, who pay zone B premium rates and avail treatment in Zone A city will have |
Free Health Checkup |
Amount equal to 1% of the sum insured max up to Rs. 1500/- for each member in Individual policy during the block of 3 years. |
Ambulance Expenses |
Maximum of Rs. 1000/- per Hospitalisation incurred on an ambulance offered by a healthcare or ambulance service provider |
Non-Allopathic Treatments |
Ayurvedic and Homeopathic Hospitalisation are covered |
Donor Expenses |
Organ Donor Expenses covered |
Nursing Allowance |
Room Rent, Boarding and Nursing Expenses as provided by the Hospital maximum of 1%of Sum Insured per day or up to Rs. 5000/-, whichever is lower. |
No Claim Bonus |
5% of Sum Insured per annum. The maximum cumulative increase in the Limit of Indemnity will be limited to 25% of Sum Insured. Cumulative bonus will be decreased by 5% in the event of claim. |