Mediclaim Plus is a health insurance policy which covers expenses for in-patient treatment and expenses incurred for the treatment of illness or disease or injury during the term of the policy
Title |
Description |
Additional Cover for Critical Illness |
Optional |
Ambulance Expenses |
Up to 2500 |
Co-Payment |
Up to 20%, for treatment in non-network |
Daily Hospitalization Allowance |
Covered |
Day Care Procedure Coverage |
140+ procedure covered |
Donor Expenses |
Covered |
Free Health Checkup |
Every 2 years, Up to 1000 |
ICU Daily Rent Limit |
Up to 2% of basic sum insured, Max 15000 |
Minimum Hospitalization Period |
24 Hrs |
New Born Baby Cover |
Covered |
No Claim Bonus |
Up to 5% per claim free year, Max 50% |
Non-Allopathic Treatments |
Covered |
Post Hospitalization Expenses |
60 days |
Pre-Existing Disease / Illness coverage |
After 36 months |
Pre-Hospitalization Expenses |
30 days |
Room Rent Limit |
Up to 1% of basic sum insured |
Waiting Period for New Policy |
30 days |