The policy covers anyone with a variable sum insured up to 5 lakhs.
Title |
Description |
Ambulance Expenses |
Expenses incurred on road Ambulance subject to a maximum of Rs 2,000 per hospitalization.
|
Co-Payment |
5% co pay on all claims |
Day Care Procedure Coverage |
All day care procedures |
ICU Daily Rent Limit |
5% of the sum insured subject to maximum of Rs. 10000/- per day |
Minimum Hospitalization Period |
24 hours |
No Claim Bonus |
Cumulative Bonus will be increased by 5%, maximum of 50% |
Non-Allopathic Treatments |
Covered |
Nursing Allowance |
2% of the sum insured subject to maximum of Rs. 5000/-per day |
Post Hospitalization Expenses |
60 days |
Pre-Existing Disease / Illness coverage |
Covered after 48 (forty eight) months of continuous coverage |
Pre-Hospitalization Expenses |
30 days |
Room Rent Limit |
2% of the sum insured subject to maximum of Rs. 5000/-per day |
Waiting Period for New Policy |
30 days |