Super Top health Insurance plan designed to provide higher sum inusred with reasonable cost.
Title |
Description |
Additional Cover for Critical Illness |
NA
|
Ambulance Expenses |
Actual charges
|
Attendant Allowance |
Up to Sum Insured Limit 10 Lakh, INR 1,000 per day for 10 days per individual, Above Sum Insured Limit 10 Lakh, INR 2,000 per day for 10 days per individual |
Automatic Restoration of Sum Insured |
NA
|
Daily Hospitalization Allowance |
Up to Sum Insured 10 Lakh, INR 1,000 per day for 5 days per individual Above Sum Insured 10 Lakh, INR 2,000 per day for 5 days per individual |
Day Care Procedure Coverage |
140 day care procedures |
Donor Expenses |
Medical expenses, Pre & Post Hospitalisation expenses up to Sum Insured |
Free Health Checkup |
Every 2 claim free years, Up to Sum Insured Limit 10 Lakh, INR 5,000 per family, Above Sum Insured Limit 10 Lakh, INR 10,000 per family |
ICU Daily Rent Limit |
Up to Sum Insured |
Medical Screening |
NA
|
Minimum Hospitalization Period |
24 hours |
No Claim Bonus |
CB at 5% of Sum Insured Limit for each claim free year, In case of claim, CB to be reduced at 5% per year |
Non-Allopathic Treatments |
Ayurveda and Homeopathy - up to sum assured |
Post Hospitalization Expenses |
60 days |
Pre-Existing Disease / Illness coverage |
12 months – PED claim not payable, 13-24 months - 50% of PED claim, 25-36 months - 75% of PED claim, After 36 months - 100% of PED claim |
Pre-Hospitalization Expenses |
30 days |
Room Rent Limit |
Up to Sum Insured |
Waiting Period for New Policy |
12 months – PED claim not payable 13-24 months - 50% of PED claim 25-36 months - 75% of PED claim After 36 months - 100% of PED claim |