Standar Health insurance Policy that provides Health cover in the range of Rs 1 Lakh to Rs 5 lakh
Title |
Description |
Ambulance Expenses |
Rs.2000/- per hospitalization. |
Co-Payment |
Each and every claim under the Policy shall be subject to a Co-payment of 5% |
Day Care Procedure Coverage |
All Day care procedures covered |
ICU Daily Rent Limit |
up to 5% of sum insured subject to maximum of Rs.10,000/- per day. |
Medical Screening |
Requiired for Any person above 55 years |
Minimum Hospitalization Period |
24 ours |
No Claim Bonus |
Cumulative Bonus of 5% of sum insured for each claim free year maximum upto 50% of sum insured, |
Non-Allopathic Treatments |
Up tp Sum Insured |
Post Hospitalization Expenses |
60 days |
Pre-Existing Disease / Illness coverage |
After 48 months of Continuous COverage |
Pre-Hospitalization Expenses |
30 days |
Room Rent Limit |
up to 2% of the sum insured subject to maximum of Rs.5000/-, per day. |
Waiting Period for New Policy |
30 days |