Title |
Description |
Additional Cover for Critical Illness |
Additional Sum Insured equivalent to Base Sum Insured and subject to a maximum of 10 lacs |
Ambulance Expenses |
2 lacs - 20 lacs - ` 20000 per year I 25 lacs - 200 lacs - ` 50000 per year. Air Ambulance Cover:-Upto 10% of Base Sum Insured and subject to a maximum of 5lacs |
Automatic Restoration of Sum Insured |
Restoration of 100% of Base Sum Insured |
Day Care Procedure Coverage |
405 Named Day-care Surgeries & Procedures |
Donor Expenses |
In-patient hospitalization expenses of the donor in case of an organ transplant will be covered |
Free Health Checkup |
For each Insured Person above 18 years of Age, each Policy Year for specified tests |
ICU Daily Rent Limit |
No Sub Limit |
Medical Screening |
The customer might have to undergo Medical Tests based on the underwriting guidelines issued by the company from time to time. |
New Born Baby Cover |
Optional Cover
Within Maternity Benefit Sum Insured |
No Claim Bonus |
2 lacs - 20 lacs - 10% of the Base Sum Insured, upto a maximum of 50%
for each claim free year; No reduction in case of claim
25 lacs - 200 lacs - 10% of the Base Sum Insured, upto a maximum of 100%
for each claim free year; No reduction in case of claim |
Non-Allopathic Treatments |
Upto Base Sum Insured |
Nursing Allowance |
Optional Cover: Upto ` 3,000 per day for a maximum of 15 days after completion of number of days under
post hospitalization cover for the medical services of a nurse at your residence |
Post Hospitalization Expenses |
2 lacs - 20 lacs - 60 days I 25 lacs - 200 lacs - 90 days |
Pre-Existing Disease / Illness coverage |
48 months for all age groups
Option to reduce waiting period to 36 / 24 months |
Pre-Hospitalization Expenses |
2 lacs - 20 lacs - 60 days I 25 lacs - 200 lacs - 90 days |
Room Rent Limit |
No Sub Limit |
Waiting Period for New Policy |
30 Day Waiting Period |