Care for Senior Citizens is a unique senior citizen health insurance plan for individuals aged above 60.
Title |
Description |
Ambulance Expenses |
For SI 3 Lacs Upto Rs 1,500 per hospitalization;For SI 5, 7, 10 Lacs Upto Rs 2,000 per hospitalization |
Automatic Restoration of Sum Insured |
Automatic Recharge up to some insured will be reinstated upon exhaustion |
Co-Payment |
For Insured above the age of 61, 20% Co-Pay option |
Daily Hospitalization Allowance |
For SI 3 Lac Rs. 500 per day |
Day Care Procedure Coverage |
Upto SI |
Donor Expenses |
For SI 3 Lacs Upto Rs 50000;For SI 5, 7, 10 Lacs Upto Rs 100000 |
Free Health Checkup |
Annual Health check up for all insured persons |
ICU Daily Rent Limit |
2% of SI Per Day |
Medical Screening |
No pre-Policy medical check up |
Minimum Hospitalization Period |
24 hours |
No Claim Bonus |
10% increase in SI max 50%; For SI , 7, 10 Lacs max Bonus upto 150% |
Non-Allopathic Treatments |
For SI 3 Lacs Up to Rs 15,000;For SI 5, 7, 10 Lacs Up to RS 20,000 |
Post Hospitalization Expenses |
60 days |
Pre-Existing Disease / Illness coverage |
Covered afeter 4 Years of continuous coverage |
Pre-Hospitalization Expenses |
30 days |
Room Rent Limit |
For SI 3 Lacs 1% of SI Per day;For SI 5, 7, 10 Lacs Single Private room (Max 1% of SI/Day) |
Waiting Period for New Policy |
30 days |