Care Heart is a heart insurance plan that offers coverage for pre-existing heart illnesses. A specific heart insurance product, it serves as an ideal health insurance for cardiac patients i.e. those with pre-existing heart ailments.
Title |
Description |
Ambulance Expenses |
SI 7 Lacs & Above 3k, SI 3 Lacs, 5 Lacs 2k Per Hospitalisation |
Automatic Restoration of Sum Insured |
upto Sum Insured |
Co-Payment |
20% per claim |
Free Health Checkup |
Cardia health check annually |
ICU Daily Rent Limit |
No Limit 5 Lacs & Above, 2% in 3 Lacs SI |
Medical Screening |
No Pre Policy Check up |
Minimum Hospitalization Period |
24 hours |
No Claim Bonus |
10% Every Year, Maximum upto 50% |
Post Hospitalization Expenses |
60 Days, Maximum upto 5% of SI |
Pre-Existing Disease / Illness coverage |
Covered after 24 months |
Pre-Hospitalization Expenses |
30 Days, Maximum upto 5% of SI |
Room Rent Limit |
1% in 3 Lacs SI, Single Private Room in 5 Lacs & Above |
Waiting Period for New Policy |
30 Days |