Care Floater is a medical insurance policy that covers hospitalization and medical expenses of the entire family.
Title |
Description |
Room Rent Limit |
For SI 2 to 4 Lac - 1% of SI, For SI 5 to 10 Lac - Single Private Room, For SI 15 to 60 Lac - Single |
ICU Daily Rent Limit |
For SI 2 to 4 Lac - 2% of SI, For SI 5 to 60 Lac - No Limit |
Pre-Hospitalization Expenses |
30 Days |
Post Hospitalization Expenses |
60 Days |
Minimum Hospitalization Period |
24 Hrs |
Day Care Procedure Coverage |
Yes |
Pre-Existing Disease / Illness coverage |
After 48 months of continuous coverage |
Waiting Period for New Policy |
30 days |
Co-Payment |
20% for age 61 and above |
Medical Screening |
Yes |
Free Health Checkup |
Yes, Annual |
Ambulance Expenses |
For SI 2 to 4 Lac - 1500 per claim
For SI 5 to 10 Lac - 2000 per claim
For SI 15 to 25 Lac - 2500 pe |
Non-Allopathic Treatments |
For SI 2 to 4 Lac - Upto Rs 15000
For SI 5 to 10 Lac - Upto Rs 20000
For SI 15 to 25 Lac - Upto Rs 30000
For SI 50 to 60 Lac - Upto Rs 40000
|
Daily Hospitalization Allowance |
500 per day upto 5 days, Only for SI upto 4 Lac |
Donor Expenses |
For SI 2 to 4 Lac - Rs.50,000
For SI 5 to 10 Lac - Rs.100,000
For SI 15 to 25 Lac - Rs.200,000
For SI 50 to 60 Lac - Rs.300,000 |
Attendant Allowance |
No Limit |
Nursing Allowance |
Covered |
No Claim Bonus |
10%, up to a maximum of 50% in consecutive 5 years |