This is an annual aggregate deductible policy.
Title |
Description |
Room Rent Limit |
There is no room rent capping, any category of hospital room can be opted upto the policy Sum Insured. |
ICU Daily Rent Limit |
No Capping |
Pre-Hospitalization Expenses |
60 days |
Post Hospitalization Expenses |
90 days |
Minimum Hospitalization Period |
24 hours |
Day Care Procedure Coverage |
Covered upto Sum Insured |
Additional Cover for Critical Illness |
Add On Pays an additional lumpsum amount upto 100%
of Base SI opted. |
Pre-Existing Disease / Illness coverage |
After 48 months of continuous coverage |
Waiting Period for New Policy |
30 days |
Medical Screening |
Required if insured's age is more than 65 years |
Free Health Checkup |
Actual incurred expenses paid per hospitalisation event |
Ambulance Expenses |
Not covered |
Donor Expenses |
In-patient hospitalisation Medical Expenses towards the donor for harvesting the organ in case of major organ transplant is covered
|
No Claim Bonus |
A guaranteed 5% Increase in Sum Insured per policy year, maximum up to 50% of Sum
Insured.
|