SBI General’s Health Insurance Policy - Retail take control of your family’s health. This Policy makes medical
treatment expenses more manageable and ensuring quality health & happiness for your family.
Title |
Description |
Ambulance Expenses |
1% of SI up to a max of Rs.1500. |
Attendant Allowance |
Yes, Rs 500 or actual above 60 years of age per day up to a max.10 days. |
Co-Payment |
10% on admissible claims |
Day Care Procedure Coverage |
142 Procedures |
Donor Expenses |
Covered |
Free Health Checkup |
After 4 claim free years, 1% of S.I max. upto Rs.2500 |
ICU Daily Rent Limit |
2% of S.I per day |
Medical Screening |
After 45 Years of age. |
Minimum Hospitalization Period |
24 Hrs |
No Claim Bonus |
5% of Sum Insured for a claim free year and subject to a maximum of 25% of Sum Insured |
Non-Allopathic Treatments |
Covered |
Nursing Allowance |
20% of S.I, max. Rs.20,000 whichever less. |
Post Hospitalization Expenses |
60 Days |
Pre-Existing Disease / Illness coverage |
After 48 months. |
Pre-Hospitalization Expenses |
30 Days |
Room Rent Limit |
1% of S.I per day |
Waiting Period for New Policy |
30 Days |