Family First, a first of its kind Plan which has been designed keeping in mind the health insurance needs of the Indian joint family. Covers for future medical expenses with comprehensive cover options.
Title |
Description |
Ambulance Expenses |
Networked hospital covered upto Sum Insured. Non networked hospital covered up to 2000 per event. |
Co-Payment |
Options of 10% and 20% co-payment |
Day Care Procedure Coverage |
Covered up to Sum Insured |
Donor Expenses |
Covered up to Sum Insured |
Free Health Checkup |
If policy is renewed without a break |
ICU Daily Rent Limit |
Silver Plan: ` 3,000 per day or Shared Room
Gold Plan : Covered up to Sum Insured (except
for Suite or above room category) for Suite or above room category)
Platinum Plan: Covered up to Sum Insured |
Minimum Hospitalization Period |
24 hours |
New Born Baby Cover |
Covered up to Sum Insured |
No Claim Bonus |
10% of SI, Max 100% |
Non-Allopathic Treatments |
Covered |
Nursing Allowance |
Covered up to Sum Insured |
Post Hospitalization Expenses |
90 days |
Pre-Existing Disease / Illness coverage |
Gold & Platinum plan: until 24 months of continuous
coverage from first policy start date.
Silver plan: until 48 months of continuous coverage
from first policy start date. |
Pre-Hospitalization Expenses |
60 days |
Room Rent Limit |
Silver Plan: 3,000 per day or Shared Room
Gold & Platinum: Covered up to Sum Insured |
Waiting Period for New Policy |
30 days |