Health Companion is a smart health Insurance plan which gives you the Option to Choose from a wide range of Benefits depending upon your need.
Title |
Description |
Room Rent Limit |
Covered upto Sum Insured |
ICU Daily Rent Limit |
Covered |
Pre-Hospitalization Expenses |
30 days |
Post Hospitalization Expenses |
60 days |
Minimum Hospitalization Period |
24 Hrs |
Day Care Procedure Coverage |
Covered upto sum insured |
Automatic Restoration of Sum Insured |
Upto sum insured |
Pre-Existing Disease / Illness coverage |
For SI upto 4 Lac after 48 Month of continuous coverage. For SI more than 4 Lac after 36 months of continuous coverage |
Waiting Period for New Policy |
30 days |
Free Health Checkup |
Variant I: Once in two years.
Variant II and Variant II: Annual as per annexture |
Ambulance Expenses |
upto 3000 |
Non-Allopathic Treatments |
Covered upto Sum Insured |
Daily Hospitalization Allowance |
upto 4000 per day
|
Donor Expenses |
Covered
|
Attendant Allowance |
NA
|
Nursing Allowance |
Covered
|
No Claim Discount |
NA
|
No Claim Bonus |
20% of SI, max 100%
|