Bharti AXA s SmartHealth Critical Illness policy is simple yet comprehensive policy which covers all expenses incurred as a result of critical illnesses.
Title |
Description |
Ambulance Expenses |
upto Rs.2500 |
Attendant Allowance |
Yes |
Automatic Restoration of Sum Insured |
Yes |
Daily Hospitalization Allowance |
Rs.750 per day, max.30 days |
Donor Expenses |
15% off on SI over & above the original SI. |
ICU Daily Rent Limit |
100% of S.I |
Minimum Hospitalization Period |
24 Hrs |
No Claim Bonus |
NA
|
No Claim Discount |
5% every claim free year, upto max. 25%. |
Nursing Allowance |
Rs.350 per day, max.30 days |
Post Hospitalization Expenses |
60 Days |
Pre-Existing Disease / Illness coverage |
After 48 months. |
Pre-Hospitalization Expenses |
30 Days |
Room Rent Limit |
100% of S.I |
Waiting Period for New Policy |
60 Days |