Family Medicare 2014 policy takes care of hospitalization and medical expenses incurred by individual and family members.
Title |
Description |
Ambulance Expenses |
Up to 2500 per hospitalization |
Daily Hospitalization Allowance |
Optional, up to 500 per day, Max up to 5000 per hospitalization |
Day Care Procedure Coverage |
Yes |
Free Health Checkup |
Up to 1% of sum insured, once in 3 claim free years |
ICU Daily Rent Limit |
Up to 2% of sum insured |
Minimum Hospitalization Period |
24 Hrs |
No Claim Discount |
Up to 3% per year after 3 claim free years, Max 15% |
Non-Allopathic Treatments |
Covered |
Nursing Allowance |
Up to 1% of the sum insured |
Post Hospitalization Expenses |
60 days, max 10% of sum insured |
Pre-Existing Disease / Illness coverage |
After48 months, 24 months for specific diseases |
Pre-Hospitalization Expenses |
30 days, max 10% of sum insured |
Room Rent Limit |
Up to 1% of sum insured |
Waiting Period for New Policy |
30 days |