Health Insurance Gold policy is Comprehensive health policy aims to cover in-patient hospitalization expenses up to Rs.5 Lacs
Title |
Description |
Ambulance Expenses |
Up to 2500 per hospitalization |
Daily Hospitalization Allowance |
Optional, up to Rs. 250/500 per day, Max up to 2500/5000 per hospitalization. |
Day Care Procedure Coverage |
Covered |
Free Health Checkup |
1% of Average S.I. after 3 Claim Free Years Max.5,000/- |
ICU Daily Rent Limit |
Up to 2% of sum insured |
Minimum Hospitalization Period |
24 Hrs |
Non-Allopathic Treatments |
Covered |
Nursing Allowance |
Up to 1% of the sum insured |
Post Hospitalization Expenses |
60 days |
Pre-Existing Disease / Illness coverage |
After 48 months, 24 months for specific diseases |
Pre-Hospitalization Expenses |
30 days |
Room Rent Limit |
Up to 1% of sum insured |
Waiting Period for New Policy |
30 days |