The Policy provides cover on an Individual Sum Insured basis for an individual.
Title |
Description |
Ambulance Expenses |
on Payment of Addition Rs 100, Ambulance cover of Rs 2500/year |
Daily Hospitalization Allowance |
Rs 250/day, Max 2500/Year and Rs 500/day max Rs 5000/year on payment additional premium of Rs 150 and Rs 300 respectively |
Day Care Procedure Coverage |
140 day care produres covered |
Free Health Checkup |
Once at the end of block of 3 Years. Max 1% of average Sum Insured |
ICU Daily Rent Limit |
2% of the Sum Insured per day. |
Minimum Hospitalization Period |
24 hours |
Non-Allopathic Treatments |
Covered |
Post Hospitalization Expenses |
60 days |
Pre-Existing Disease / Illness coverage |
Platinum:Pre-existing disease exclusion does not apply.
Gold:-Covered after 48 months of continuous coverage.
Senior Citizen:-Covered after 48 months of continuous coverage |
Pre-Hospitalization Expenses |
30 days |
Room Rent Limit |
1% of the Sum Insured per day. |
Waiting Period for New Policy |
30 days |