The Complete Healthcare Insurance is comprehensive health insurance plan that reimburses medical expenses
incurred in a hospital and also the out-patient charges and provides various value added services.
Title |
Description |
Room Rent Limit |
No Sub limits
|
ICU Daily Rent Limit |
No Sub limits
|
Pre-Hospitalization Expenses |
30 days |
Post Hospitalization Expenses |
60 days
|
Minimum Hospitalization Period |
24 hours
|
Day Care Procedure Coverage |
141 Day Care Procedures covered
|
Additional Cover for Critical Illness |
Yes (Optional)
|
Automatic Restoration of Sum Insured |
Available on payment of additional premium
|
Pre-Existing Disease / Illness coverage |
After continuous coverage of 3 years
|
Waiting Period for New Policy |
One years for any illness except for accident
|
Co-Payment |
A person who avails the option ?Treatment in tiered network‘ and does not get treated in the tiered networks has to pay a Co pay of 10%.
|
Free Health Checkup |
health check-up coupon on every claim free renewal under Essential and Privilege Plans. And once every two claims free renewal under the Basic Plan.
|
Ambulance Expenses |
Actuals or 1% of SI, or Rs.1000/2000/3000 |
Non-Allopathic Treatments |
Covered, upto SI |
New Born Baby Cover |
Up to Basic SI from 1st Day till expiry of Policy or the child is 91 days old whichever is earlier under Essential and Privilege plans |
Daily Hospitalization Allowance |
Rs.200/500/1000 per day (Optional) |
Donor Expenses |
Covered, Upto SI |
Nursing Allowance |
Covered
|
No Claim Bonus |
10% of SI, max.50% |