Universal Sompo Senior Citizen Policy can be taken by a Senior Citizen who is above 60 years of age for covering himself/ herself and his/her spouse.
Title |
Description |
Additional Cover for Critical Illness |
Yes (Optional) |
Ambulance Expenses |
1% of SI or Rs.1500 |
Automatic Restoration of Sum Insured |
On renewal. |
Daily Hospitalization Allowance |
0.1% of S.I or Rs 250 whichever is less, max. Rs.2500 |
Free Health Checkup |
After 3 Claim free Years |
ICU Daily Rent Limit |
2% of S.I or Actuals Whichever is Less. |
No Claim Bonus |
5% max. upto 10 calim free Years |
Nursing Allowance |
1% of S.I |
Post Hospitalization Expenses |
60 Days |
Pre-Existing Disease / Illness coverage |
After 24 months |
Pre-Hospitalization Expenses |
30 Days |
Room Rent Limit |
1% of S.I or Actuals Whichever is Less. |
Waiting Period for New Policy |
30 Days |