Health Suraksha is a basic health insurance policy which pays for medical expenses incurred by any member insured under the scheme. It covers any condition, injury or ailments diagnosed
Title |
Description |
Room Rent Limit |
No Limit |
ICU Daily Rent Limit |
No Limit |
Pre-Hospitalization Expenses |
60 days |
Post Hospitalization Expenses |
90 days |
Day Care Procedure Coverage |
130 procedure covered |
Pre-Existing Disease / Illness coverage |
After 48 months |
Waiting Period for New Policy |
30 days |
Co-Payment |
Covered |
Medical Screening |
Above age 46 years |
Free Health Checkup |
After Every 4 claim free years |
Ambulance Expenses |
Up to 1500 per hospitalization |
Non-Allopathic Treatments |
Covered |
Daily Hospitalization Allowance |
Up to 350 per day for persons above 60 yrs |
No Claim Bonus |
Bonus of 10% on basic sum insured ,Max 50% on basic sum insured |