Future Varishta Bima is a health insurance plan designed just for senior citizens. It provides cover to anyone from age of 60 years and above with continuous cover thereafter till lifetime.
Title |
Description |
Room Rent Limit |
Covered upto SI |
ICU Daily Rent Limit |
Covered upto SI |
Pre-Hospitalization Expenses |
up to 60 days. 2% of SI |
Post Hospitalization Expenses |
up to 90 days. 2% of SI |
Minimum Hospitalization Period |
24 hours |
Day Care Procedure Coverage |
Covered |
Pre-Existing Disease / Illness coverage |
Covered after 12 months |
Waiting Period for New Policy |
30 days for all illnesses (not applicable on renewal or for accidents) |
Co-Payment |
50% co-payment for Pre-existing disease.25% co-payment is applicable on each and every claim for all other claims |
Medical Screening |
a) Applicable for proposal form with any medical declaration for any sum insured
b) Mandatory Pre-insurance medical examination for sum insured Rs 7.5 L and Rs 10 L |
Free Health Checkup |
Free Medical Check-up after every continuous period of 1 year |
Ambulance Expenses |
Up to ? 1000/- per hospitalization |
Non-Allopathic Treatments |
Not covered |
Donor Expenses |
Not covered |
Nursing Allowance |
Covered upto SI |