Future Varishta Bima is a health insurance plan designed just for senior citizens. It provides cover to anyone from age of 60 years and above with continuous cover thereafter till lifetime.
Title |
Description |
Additional Cover for Critical Illness |
NA
|
Ambulance Expenses |
Up to ? 1000/- per hospitalization |
Automatic Restoration of Sum Insured |
NA
|
Co-Payment |
50% co-payment for Pre-existing disease.25% co-payment is applicable on each and every claim for all other claims, |
Day Care Procedure Coverage |
Covered
|
Donor Expenses |
Not covered |
Free Health Checkup |
Free Medical Check-up after every continuous period of 1 year |
ICU Daily Rent Limit |
Covered upto SI
|
Medical Screening |
a) Applicable for proposal form with any medical declaration for any sum insured
b) Mandatory Pre-insurance medical examination for sum insured Rs 7.5 L and Rs 10 L |
Minimum Hospitalization Period |
24 hours |
New Born Baby Cover |
NA
|
Non-Allopathic Treatments |
Not covered |
Nursing Allowance |
Covered upto SI |
Post Hospitalization Expenses |
Up to 90 days. 2% of SI
|
Pre-Existing Disease / Illness coverage |
Covered after 12 months |
Pre-Hospitalization Expenses |
Up to 60 days. 2% of SI
|
Room Rent Limit |
Covered upto SI
|
Waiting Period for New Policy |
30 days for all illnesses (not applicable on renewal or for accidents) |