Future Advantage Top-Up is a deductible health insurance plan with high Sum Insured options to provide extra coverage at low
premium as compared to any traditional health insurance plan
Title |
Description |
Room Rent Limit |
Covered |
ICU Daily Rent Limit |
Covered |
Pre-Hospitalization Expenses |
60 days |
Post Hospitalization Expenses |
90 days |
Minimum Hospitalization Period |
24 hours |
Day Care Procedure Coverage |
Covered |
Waiting Period for New Policy |
Covered after 2 years |
Co-Payment |
30 Days |
Non-Allopathic Treatments |
Covered - up to Rs. 2000 per hospitalisation |
New Born Baby Cover |
Ayurveda, Unani, Siddha, Homeopathy is covered after a continuous coverage of 2 years |
Donor Expenses |
Only hospitalisation expenses are covered after 2 years (excluding donor screening charges and pre and post hospitalisation) |
No Claim Bonus |
10% for every claim free years to maximum up to 50% |