Health Total Individual, gives you a comprehensive cover, a near-perfect answer to all your medical needs. Just one policy and be prepared for unforeseen events.
Title |
Description |
Room Rent Limit |
Reimbursement of Expenses. |
ICU Daily Rent Limit |
Reimbursement of Expenses. |
Pre-Hospitalization Expenses |
60 Days |
Post Hospitalization Expenses |
90/120/180 (As per the plan) |
Minimum Hospitalization Period |
24 hrs |
Day Care Procedure Coverage |
131 procedures covered |
Automatic Restoration of Sum Insured |
Upto 100% |
Pre-Existing Disease / Illness coverage |
After 36 months |
Waiting Period for New Policy |
30 days |
Co-Payment |
20% (Age 60 to 64 Yrs),25% (Age 65 to 69 Yrs),30%(Age 70 to 74 Yrs),40%(Age 75 to 99 Yrs) |
Medical Screening |
51 years and above ( Vital plan) 18 years and above (Superior & Premiere Plans). |
Ambulance Expenses |
Rs.1500/2000/5000 (As per the plan) |
Non-Allopathic Treatments |
Covered |
New Born Baby Cover |
Covered |
Daily Hospitalization Allowance |
Rs.350/500/100 per day (As per the plan). |
Donor Expenses |
Covered |
Attendant Allowance |
Rs.500 max.upto 30 Days ( upto 12 yrs) |
Nursing Allowance |
Upto 10% of S.I |
No Claim Bonus |
50% upto max.100% |