Tata AIG Medicare Protect is a simplified and comprehensive Health Insurance plan.
Title |
Description |
Room Rent Limit |
Covered |
ICU Daily Rent Limit |
Covered |
Pre-Hospitalization Expenses |
30 days |
Post Hospitalization Expenses |
60 days |
Minimum Hospitalization Period |
24 hours |
Day Care Procedure Coverage |
Covers expenses for 540+ Day Care |
Automatic Restoration of Sum Insured |
100% restore of Sum Insured available |
Pre-Existing Disease / Illness coverage |
Covered after 48 days |
Waiting Period for New Policy |
30 days |
Medical Screening |
For insured person above the age of 45 years |
Free Health Checkup |
1% of previous sum insured per policy.The benefit is payable once after every block of three continuous claim free policy years |
Ambulance Expenses |
Covers expenses, upto Rs 1,000 per hospitalization |
Non-Allopathic Treatments |
Covered |
Donor Expenses |
Covers Medical and surgical Expenses of the organ donor for harvesting the organ where an Insured Person is the recipient |
No Claim Bonus |
10% increase in cumulative bonus every claim free year upto a maximum of 100%. In case of claim 10% reduction in Cumulative Bonus |