health insurance top-up plan designed as an economical and affordable option supplementing over and above the
basic health insurance policy.
Title |
Description |
Ambulance Expenses |
Rs. 3000 per Hospitalization. |
Day Care Procedure Coverage |
540+ day care procedures covered |
Donor Expenses |
Covers Medical and
surgical Expenses of the organ donor
for harvesting the organ where an
Insured Person is the recipient. |
Free Health Checkup |
1% of previous year policy sum insured subject to a maximum of Rs. 10,000/- |
ICU Daily Rent Limit |
Covered |
Medical Screening |
Compulsory for insured of the age of 46. For all age groups if SI is above 10 lakh. |
Minimum Hospitalization Period |
24 hours |
No Claim Bonus |
50% increase in cumulative bonus for every claim free (max 100%) year In case of claim 50% decrease in bonus |
Non-Allopathic Treatments |
Treatment under AYUSH is covered |
Post Hospitalization Expenses |
90 days |
Pre-Existing Disease / Illness coverage |
Any pre-existing condition will be covered after a waiting period of 36 months. |
Pre-Hospitalization Expenses |
60 days |
Room Rent Limit |
Covered |
Waiting Period for New Policy |
30 days |