Title |
Description |
Ambulance Expenses |
Under Medicare and Medicare Protect Road ambulance Covered | Under Medicare Premier Road as well as air ambulance is covered |
Automatic Restoration of Sum Insured |
Automatically restore the Basic Sum Insured upon exhaustion of the Sum Insured and accrued Cumulative Bonus, during the policy period.
|
Co-Payment |
10% of the admissible claim if room category is higher than shared accomodation. |
Day Care Procedure Coverage |
Covered
|
Donor Expenses |
The Medical and surgical Expenses of the organ donor for harvesting the
organ where an insured person is the recipient.
|
Free Health Checkup |
Medicare :After 2 continuous Claim free year 1% of previous SI max 10,000 | Medicare Premier : Every Year irrespective of claim 1% of Previous SI max 10,000 | Medicare Protect:After 3 continuous Claim free year |
ICU Daily Rent Limit |
Covered
|
Medical Screening |
Pre-Policy Check-up at our network may be required based upon the age and/or Sum Insured. |
Minimum Hospitalization Period |
24 hours
|
No Claim Bonus |
Medicare:-50% Bonus accumulating upt 100%,50% reduction in case of claim| Medicare Premier:-50% Bonus accumulating upt 100% , 50% reduction in case of claim| Medicare Protect:10% accumulating upt 100%, 10% reduction in case of claim
|
Non-Allopathic Treatments |
Covered |
Post Hospitalization Expenses |
Medicare 90 days, Medicare Premier 60 days, Medicare Protect 30 days |
Pre-Existing Disease / Illness coverage |
Medicare :Any pre-existing condition will be covered after a waiting period of 36 months.|Medicare Protect:After 48 months | Medicare Premier: after 24 months. |
Pre-Hospitalization Expenses |
Medicare 60 days, Medicare Premier 60 days, Medicare Protect 30 days |
Room Rent Limit |
Covered |
Waiting Period for New Policy |
30 days
|