Comprehensive Health Insurance is policy which offers exhaustive benefits for the entire family designed to eliminate your health worries. This plan would go a long way in alleviating your financial burden.
Title |
Description |
Room Rent Limit |
No capping on room rent.Treatment at Single Standard A/C room.
|
ICU Daily Rent Limit |
Actual |
Pre-Hospitalization Expenses |
60 days |
Post Hospitalization Expenses |
90 days |
Minimum Hospitalization Period |
24 Hrs |
Day Care Procedure Coverage |
All day care procedures Covered |
Automatic Restoration of Sum Insured |
100% Automatic Restoration can be used for Same illness & diseases |
Pre-Existing Disease / Illness coverage |
Covered after 36 months of continuous coverage. By paying extra premium PED waiting period can be reduced to 12 months |
Waiting Period for New Policy |
30 days |
Co-Payment |
Up to 10% for age above 60 years |
Medical Screening |
No Medical required for age upto 65 |
Free Health Checkup |
Health Check up for every claim free year |
Ambulance Expenses |
Road Ambulance Covered. Air Ambulance expenses up to Rs.2,50,000 per hospitalisation not exceeding Rs 5,00,000 per policy period |
Non-Allopathic Treatments |
AYUSH treatment is covered |
New Born Baby Cover |
Covered |
Daily Hospitalization Allowance |
For SI 5Lac RS 500 Daily cash For SI 7Lac and 10Lac = 750 Daily Cash For SI 15Lac and 20Lac =1,000- Daily Cash For SI 25Lac= 1,500- Daily Cash For SI 50Lac, 75Lac, and 1Crore=2500 Daily Cash |
Donor Expenses |
Special SI for Organ donor cover, covers Redo surgery and ICU admission for donor |
Nursing Allowance |
Covered |
No Claim Bonus |
For SI Up to Rs 5 Lakh 50% increse Max 100%. For SI Above Rs 5 Lakh 100% Increase in Sum Insured upon a claim free renewal. On the event of claim bonus will be reduced at the same rate at which it was increased. |