Title |
Description |
Ambulance Expenses |
Rs.2000/- per hospitalization |
Co-Payment |
5% of Co-pay for all claims |
Day Care Procedure Coverage |
All Day care procedures are covered |
ICU Daily Rent Limit |
Up to 5% of sum insured max of Rs 10,000 Per Day |
Medical Screening |
Persons above 50 years of age medical screening is required |
Minimum Hospitalization Period |
24 hours |
No Claim Bonus |
5% For each claimfree year Max 50% of SUm Insured |
Non-Allopathic Treatments |
Covered Up to 100% sum insured |
Post Hospitalization Expenses |
60 days (Actuals) |
Pre-Existing Disease / Illness coverage |
Covered after 48 consecutive months |
Pre-Hospitalization Expenses |
30 days(Actuals) |
Room Rent Limit |
Up to 2% of the Sum insured max of Rs.5000 Per Day |
Waiting Period for New Policy |
30 days for all illnesses/surgeries/diseases (except accident) |