Star Care is a health insurance plan that gives protection for individuals as well as the entire family, on the payment
of a single premium under a single sum insured.
Title |
Description |
Room Rent Limit |
Up to 0.75% of sum insured (either private room or shared accommodation)
|
ICU Daily Rent Limit |
Up to Rs.2,000/- subject to maximum of Rs.10,000/- per hospitalization
|
Pre-Hospitalization Expenses |
30 days prior to the date of hospitalization
|
Post Hospitalization Expenses |
Post-hospitalization up to 60 days from the date of discharge from the hospital. A lump sum calculated @7% of the hospitalization expenses (excluding room charges) subject to a maximum of Rs.3,000/- is
payable
|
Minimum Hospitalization Period |
24 hours |
Day Care Procedure Coverage |
405 day care treatments are allowed |
Pre-Existing Disease / Illness coverage |
Covered after 48 months of continuous coverage after the date of inception of the first policy with insurer |
Waiting Period for New Policy |
30 days |
Medical Screening |
There is no pre acceptance medical screening |
Ambulance Expenses |
up to a sum of Rs.500/- per hospitalisation and overall limit of Rs.1000/- per policy period. |
Non-Allopathic Treatments |
Not covered |
Nursing Allowance |
Nursing Expenses at 0.75% of sum insured |