Health Gain is a unique health plan which will protect you and your family against ever increasing medical costs and would provide a flexibility to increase your coverage with time to meet up to ever increasing health costs
Title |
Description |
Additional Cover for Critical Illness |
Policy can be renewed for free under "Plan B" for specified critical illness |
Ambulance Expenses |
Up to 3000 |
Co-Payment |
Up to 20%, from age 61 years |
Day Care Procedure Coverage |
Yes |
Donor Expenses |
Up to 50% Of sum insured, Max 500000 |
Free Health Checkup |
After 4 claim free years |
Minimum Hospitalization Period |
24 Hrs |
No Claim Bonus |
33.33% increase in Base SI for every claim free year; Max up to 100%.
33.33% decrease in Base SI for every claim year; Max up to Cumulative Bonus earned. |
Nursing Allowance |
Covered |
Post Hospitalization Expenses |
60 days |
Pre-Existing Disease / Illness coverage |
After 36 months of continuous coverage has
elapsed |
Pre-Hospitalization Expenses |
60 days |
Room Rent Limit |
No Limit |
Waiting Period for New Policy |
30 days |