Policy is primarily designed for Senior Citizens.Senior citizen and his/her spouse can be covered on individual basis in one policy and at least one member should be a senior citizen
Title |
Description |
Ambulance Expenses |
1% of SI per hospitalization |
Attendant Allowance |
Attendant Benefit of up to Rs. 5000/-, Rs. 7000/- and Rs, 10,000/- per hospitalization for the Sum Insured of Two, Three and Five Lakhs respectively subject to the limit of Maximum Rs. 800 per day or actuals whichever is less. |
Co-Payment |
10% co-pay is mandatory.Voluntary Extra co-pay of 10% i.e a total co-pay of 20% |
Donor Expenses |
Covered |
ICU Daily Rent Limit |
2% of Sum Insured |
Minimum Hospitalization Period |
24 hours |
No Claim Bonus |
No cumulative bonus |
Non-Allopathic Treatments |
Not covered |
Post Hospitalization Expenses |
60 days |
Pre-Existing Disease / Illness coverage |
After 48 months of continuous coverage |
Pre-Hospitalization Expenses |
30 days |
Room Rent Limit |
1% of Sum Insured |