New India Top Mediclaim covers Hospitalization for Illness and Injury And Reimburse medical expenses at the time when the Cumulative Hospitalisation exceeds the Threshold.
Title |
Description |
Additional Cover for Critical Illness |
Optional, for age below 65 |
Ambulance Expenses |
Up to 1 % of sum insured |
Day Care Procedure Coverage |
Not Covered |
Donor Expenses |
Covered |
ICU Daily Rent Limit |
Actually incurred subject to a cap of Rs. 10000 per day for Rs. 5,00,000 Threshold and Rs. 16000 per day for Rs. |
Minimum Hospitalization Period |
24 Hrs |
Non-Allopathic Treatments |
Covered |
Nursing Allowance |
Aactually incurred subject to a cap of Rs. 5000 per
day for Rs. 5,00,000 Threshold and Rs. 8000 per day for Rs. 8,00,000 Threshold. |
Pre-Existing Disease / Illness coverage |
After48 months |
Room Rent Limit |
Aactually incurred subject to a cap of Rs. 5000 per day for Rs. 5,00,000 Threshold and Rs. 8000 per day for Rs. 8,00,000 Threshold. |
Waiting Period for New Policy |
30 days |