Senior Citizen Mediclaim Policy covers any senior citizen resident in India aged between 60 and 80 yrs for Hospitalization expenses incurred for the treatment of illness/injury.
Title |
Description |
Ambulance Expenses |
Covered, subject to a maximum of Rs.1000 |
Donor Expenses |
Covered |
ICU Daily Rent Limit |
Up to 2% of Sum Insured per day - Overall limit: 25% of the Sum Insured.
|
Minimum Hospitalization Period |
24 Hrs |
No Claim Bonus |
5% for each claim free year subject to maximum of 30% |
Non-Allopathic Treatments |
25% of the sum insured |
Post Hospitalization Expenses |
up to 60 days, subject to maximum of 10% of hospital bill. |
Pre-Existing Disease / Illness coverage |
After 18 months |
Pre-Hospitalization Expenses |
up to 30 days, subject to maximum 5% of hospital bill. |
Room Rent Limit |
Up to 1% of Sum Insured per day - Overall limit: 25% of the Sum Insured.
|
Waiting Period for New Policy |
30 Days |